transfer myki balance to another card

JavaScript must be enabled to use this site.We're sorry for any inconvenience. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. Mobile myki will now be reactivated on your phone, with your account details the same as before. What is the best credit card for bad credit? Can I use Mobile myki on my Android phone? Can someone explain why this isn't possible? If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. Auto-load is the same as auto top up. This will allow you to deactivate your Mobile myki. From the "I Want To" drop down menu, find "Transfer a Balance.". You can also replace your myki online or by calling us. For example, when your myki Money balance reaches $10, you could top up with $20. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. A non-centralised database/processing unit. Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. I called, they told me it couldn't be done and that I would need to fill out a form. Check that NFC is enabled on your phone. You can register up to eight active mykis on an individual account. This will allow you to deactivate your Mobile myki then reactivate it again. If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. To transfer Myki you need to deactivate the myki card and move to the new device. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. 179 0 obj Know your existing credit card's interest rates, balances, and balance transfer limits. Transfer registration. endobj Haven't tried as yet. I was told that when I made a new card I would be able to transfer the money across. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. December 29, 2022 - 1:47PM. Buy a new myki and top up with myki Money or a myki Pass and register your new myki. What is the Best No Annual Fee Credit Card? When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. For example, one person can manage mykis for family or friends. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. Posting by mobile so you can find it yourself ;-). The process begins when you submit a balance transfer application. After all, I was going to pay more money as opposed to the concession rate. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Try hovering the phone just above or near the reader, rather than touching the phone on the reader. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Wallethub doesnt charge for this service. We cant replace a lost or stolen unregistered myki. Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. This answer was first published on 03/01/23. You need to be connected to the internet to top up your Mobile myki. 0000004139 00000 n 0000118233 00000 n Hire the best financial advisor for your needs. 216 0 obj Click on "Select Offer.". 0000005683 00000 n Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . Transferring a credit card balance is relatively easy, but you need to follow a few steps. hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M If you need to travel while you wait for your old balance to be transferred to your new myki, top up with myki Money or a myki Pass. 180 0 obj and our I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. The card itself holds the balance, rather than a back office system telling the readers that the balance is available. Mobile myki is different to an existing myki card. My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> What a frikkin waste of money! JavaScript must be enabled to use this site.We're sorry for any inconvenience. 0000010193 00000 n Your balance is protected from the time you tell us your myki is lost or stolen. <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> Children, seniors and concession go card holders travel at 50% of the normal adult fares. The process begins when you submit a balance transfer application. This is unfair, and I don't think this cost is refunded if you submit the form for a refund. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. One may also ask,do pensioners get free train travel in . Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. That's a lot of free money for Myki, which customers are unlikely to ever claim. How long do balance transfers take with Chase? . I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. If you're still travelling after 2 hours, you'll be charged a daily fare. No. There must be hundreds of thousands of Myki card balances in this situation, if not millions. Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. To keep travelling with auto top up or Auto-load, youll need to set it up again. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. Get up to 5% cashback in rotating and newly added everyday categories. But what if the amount is comparable to or less than the postage? No wonder the thing cost more than a billion dollars. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. 187 0 obj More than a year ago, I needed to change my concession Myki to full fare (no longer a student). Refunds cannot be issued for less than $5. Renew driver licence. Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. FAX?! New comments cannot be posted and votes cannot be cast. The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. Mobile myki only allows eight myki Pass types to be purchased via the app: 7-day, 28-day, 30-day, 31-day, 35-day, 40-day, 60-day and 365-day. If you apply for a replacement online or over the phone, we'll send you a new myki with the transferred balance within 10 business days. Any money on your card will be protected. It has a 256-day expiry and credit is rolled over if you renew before the expiry. 0000001429 00000 n Now, on the form it says I need the card to be re-imbursed. Yes. If you're still travelling after 2 hours, you'll be charged a daily fare. This could save you money if you're moving the balance to a card with a much lower interest rate. Credit cards may set a minimum balance transfer fee of $5 or $10. About a week back, I went from Frankston to St. Albans, changing at Flinders. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. 0000004886 00000 n 0000003014 00000 n This may also be an anti money laundering thing. Make sure you pick a card that accepts balance transfers and has advantageous rates. I'm glad I don't need to catch public transport anymore. For example, set your myki Money to top up with $50 when your balance reaches $10. How do I know if my balance transfer was approved? Depending on your card provider, you may initiate the process online or over the phone. It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. This is the case for all major credit card issuers. What is the glossary of common credit card terms? A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. I called customer service and was advised I needed to go in person to Flinders St station to do it. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuer's credit card. 0000118744 00000 n The . From the pop-up options, select 'Deactivate'. Balance transfer fees may apply. I found that other card with $19.90 on it. 0000005348 00000 n Maintain your L-plate log book. Then I begrudgingly bought a new Myki card. Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. Here's where to find it: After logging in to your account, go to "Card Details.". Is it bad to do multiple balance transfers? If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. 2. Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Whats the Difference between Business Line of Credit vs. Business Credit Card? myki Pass Great if you travel often and on consecutive days. In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." Whats the Difference between Business vs. It seems pretty archaic having to fill out a form and send it in for a replacement Myki. We recommend visiting the card issuers website for the most up-to-date information available. The phone is awake whenever the screen is turned on, even it's locked. Pay down this card's balance quickly to improve your credit. You will need to provide identification to show that you are the registered myki card holder. Do You Have to Be a Student to Get a Student Credit Card? How are Banks Adapting to Meet New Needs Because of Coronavirus? Press J to jump to the feed. You can also update it there if youre not on the latest version. Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. 0000002429 00000 n Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. It appears as a "Approved Level 2" request on my myki account on the website. But your balance can be transfer to another card at some of the PTV stations. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. endobj You would break even only after a year. 0000002274 00000 n You can register your Mobile myki via Register your myki. 0000014515 00000 n What is the best low interest credit card? MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). They're talking bullshit. <> How Prepaid Cards Work & Why You might want one? 0000013222 00000 n Save Big With Low-Rate Balance Transfers. That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. This 0% interest period can help you carry your debt for a limited time without paying interest. 0000006952 00000 n I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. Standard message rates apply. Wait a few minutes then check the app to see your balance. The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. NerdWallet's Best Balance Transfer & 0% APR Credit Cards of March 2023 Citi Simplicity Card: Best for Long 0% period on transfers + no late fees BankAmericard credit card: Best for. If these are your only two cards, your credit utilization ratio is 33.33%. Please note you cannot replace a lost or stolen myki at a premium station. I have my most recent card that has $6.54 on it. To use, simply: top-up your card tap on at the start of your journey tap off at the end. Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! A balance transfer does not happen automatically. They actually can transfer your funds really easily but you need to get a case created. <>stream This is regardless of whether there is a myki pass or existing fare on the myki. Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . 0000005171 00000 n See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. Transferring debt from multiple credit cards to a single card (debt consolidation) is also possible. A balance transfer lets you use a credit card to pay debt on another credit card. Step 3: Review Card Offer Terms. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. Apply for a traffic accident report; Can You Pay Your Taxes With a Credit Card? 184 0 obj Because the whole thing is fucked. They could have at least have forms on their website to print and send. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. I realise this is not a life-changer, but there's a principle at stake. Whats the Difference between Business vs. Corporate Credit Cards? Here are some tips to save on fees and interest on a balance transfer. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. 178 0 obj As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. To do so, you have to block your existing Myki card (annoying, we know). You can then see what Android version youre on. Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. All myki smartcards expire after four years. Auto top-up: If you have auto top up on your original myki, this service will not be transferred to your new replacement myki. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. I don't know where the actual card is. You probably want to transfer a balance to save money not spend more. I still don't understand why though - what is the technology required to do this? (by Issuer). Yes. Auto top up and Auto-load cant be transferred to your new myki. If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. Annual Fee: $0. This question is about Synchrony Bank Credit Cards. 0000003801 00000 n Remember to top up with enough money to pay for your entire journey. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. I've got a new Myki in my Seniors package. There is no principle. For more information, visit the V/Line website. 0000004635 00000 n You can also top up: Online now Via the PTV app Instantly top up via the PTV app by scanning your myki card Travelling Your first touch on creates a 2 hour fare. What if my card is lost or stolen? Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. To learn how to do a balance transfer, review this step-by-step process. All myki smartcards expire after four years. 2. Just one more benefit you enjoy as a COPFCU member. endobj I've had really good experiences with Myki and was an early adopter, but this? Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. The unused money does not sit in an account earning interest. It's shit like this which makes me happy and proud I have never used Myki in my life. If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. Please note, balance transfer is not instantaneous. Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. 0000000016 00000 n In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. What is Identity Theft & Credit Card Fraud and How to Protect Yourself? Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". For the amount of money that has been put into developing the system I'd think something as basic as that should be possible. Myki card Myki card child pages. If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . 0000003774 00000 n For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. Your myki money or pass can then be transferred to a new smartcard. TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. How hard can it be to transfer money from a card that I own to another card that I own, both under my name and both registered to my account?

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