Based on conversations with grantees and tenants, it can be difficult to describe and document financial hardship due to the COVID-19 pandemic. We will be happy to walk you through the process. The use of fact-specific proxy describes the scenario where a grantee re-affirms a tenant's income self-attestation by cross-referencing it with income data about a particular population and/or a particular geographic area. Grantees should adjust the list of programs to reflect additional programs available in their jurisdiction. Communities of color, disadvantaged from a long history of racism that has undermined their financial stability and housing security, now find their hardships further exacerbated by the ongoing pandemic. When moratoriums on evictions do expire, renters will face an accumulation of owed back rent. Published by Articulate Storyline www.articulate.com American Sociological Review, 44(1), 5980. You might also be asked to show: Programs can make their own rules for determining if youre living in unsafe or unhealthy conditions and what proof to accept. Annals of American Academy of Political and Social Science, 647(1), 26899. I am a Tribal member living on non-Tribal lands, or a nontribal member living on Tribal lands. Either way, you must then use the money to pay what you owe. Proof of identity; 2. This example shows one way grantees can cross-reference household size and income against a proxy data source on the backend, without putting this onus on the applicant. This requires both emergency and long-term solutions at the local, state, and federal levels. Crowding: Risk factor or protective factor for lower respiratory disease in young children?. Low-income children who switch schools frequently tend to perform less well academically, are less likely to complete high school, and as adults obtain jobs with lower earnings and skill requirements. Our aim is not just to change the conversation, but to change the country. American Journal of Public Health, 105(2), 311316. Four in 5 landlords use criminal background screening when evaluating tenant applications,101 and people with criminal records are often ineligible for public and supportive housing programs.102 These barriers disproportionately affect people of color and contribute to the cycle of housing insecurity and incarceration.103 Repealing these restrictions and practices while jointly adopting automated record-clearing programs, such as the Clean Slate Initiative,104 would help provide access to affordable housing and keep people lodged. Kushel, M. B., Gupta, R., Gee, L., & Haas, J. S. (2006). WebIf a tenant has a lease or a letter from their landlord theres no need to ask for further documentation. Check with your local program to find out how they can help. doi: 10.1111/j.1525-1497.2005.00278.x, Frederick, T.J., Chwalek, M., Hughes, J., Karabanow, J., & Kidd, S. (2014). This example would document unsheltered Advancing Racial Equity and Justice, Building an Economy for All, Strengthening Health, Affordable Housing, Coronavirus, COVID-19, Poverty, Racial Equity and Justice, Racial Wealth Gap+6More, Associate Director, State and Local Government Affairs, Senior Director, Safety and Justice Campaign; Director, State and Local Government Affairs. We also have information on emergency resources for tenants. BMC Public Health, 4(1), 18. Been, V., & Glashausser, A. State and local programs are distributing billions of dollars in rental assistance to help renters stay housed during the pandemic. The three types of eligibility attachments required include: Proof of (March 27, 2020), available at, The Health and Economic Recovery Omnibus Emergency Solutions Act of 2020, H.R. When an eviction is filedor there is a serial filing,58 whereby a landlord files to evict the same household at the same address multiple timesa tenant can be subject to debt collection that leverages state resources in the favor of landlords over tenants. It utilizes progressive disclosure, only showing applicable sections. var onSuccessSubmitenSubscribeSlideUp = function() { WebWhen completing a Housing Stabilization Services Eligibility Request, eligibility documentation must be attached. By May 2020, the CDC released guidance halting the clearing of outdoor encampments, though this guidance has not been implemented across many states and localities.76 Dozens of citiesincluding Washington, D.C.;77 Sacramento, California;78 and Denver, Colorado79have been reported to continue encampment clearing against this CDC guidance. The questions and answers above are based on the Department of the Treasurys revised Frequently Asked Questions on emergency rental assistance (ERA) . Blake, K. S., Kellerson, R. L., & Simic, A. Platforms such as these recognize that an equitable recovery must be race-conscious and reconcile past harms while also providing solutions for current challenges. Local programs have different requirements, so check with your local program for details. A full list of supporters is available here. 7301, 116th Cong., 2nd sess. (May 12, 2020), available at, U.S. House Committee on Appropriations, House Passes Updated Heroes Act, Press release, October 1, 2020, available at, National Alliance to End Homelessness, Alliance Legislative Report, available at, U.S. Senate Republican Policy Committee, Update on the Coronavirus Response: HEALS Act, July 28, 2020, available at, Office of Rep. Ilhan Omar, Rep. If you live in a manufactured home or mobile home, you can get rental help. doi: 10.1093/aje/kwn182, National Bureau of Economic Research. Use your landlord as a reference so they can confirm your risk of housing instability. This includes help paying for future utility or energy bills, even if you owe money for existing or overdue bills. When a family is living in These crowded places put people at higher risk of getting COVID-19. The CDC halt was announced in early September, more than a month after the expiration of the CARES Act moratorium and a week after the end of the first set of 30-day notices of intent to evict. WebRISK OF HOUSING INSTABILITY FORM . Overcrowding in the home: An empirical investigation of its possible pathological consequences. (2011). American Economic Review, 106(4), 855902. Questions - If you have questions about the program, you can: All email messages will be returned within one business day. Call 617-635-4200 or email housingstability@boston.gov. Jaboa Lake is a senior policy analyst for the Poverty to Prosperity Program at the Center for American Progress. Proof of risk of experiencing housing instability or homelessness; 5. If I dont need help with rent, can I still get help with utilities, heating and cooling bills, the cost of moving, or other costs? Treasury understands that aspects of these examples will need to be adapted to meet their localized needs and program requirements. If a tenant has a lease or a letter from their landlord theres no need to ask for further documentation. hb``Pc`` $2V fa utt A1C( -C ePJagK5e
_0|Wi@ZuJ7AE@f` Lost and reduced income has worsened already difficult situations for many. doi: 10.1002/jcop.21665, Cutts, D. B., Meyers, A. F., Black, M. M., Casey, P. H., Chilton, M., Cook, J. T., & Frank, D. A. Proof of housing instability. It is clear that the coronavirus pandemic is affecting renters of color differently, exacerbating past inequality, and leading the path to a future of worsening inequality. Some programs offer help with future rent. When documentation of a rental agreement is unavailable, focus on These example pages can be used by program administrators and staff or vendors in building or modifying ERA applications. Rental assistance helps renters and landlords make ends meet. Due to historic and current policies as well as systemic racism in housing, criminal justice, education, employment, and health care, people of color are more likely to experience homelessness across their lifespan.23 As a result, communities of color are overrepresented in the homeless population, with nearly 40 percent of people experiencing homelessness identifying as Black, 22 percent as Latinx, 3 percent as Native American, and 2 percent as Pacific Islander.24 These racial disparities are only expected to worsen due to the impacts of the neglectful mismanagement of the coronavirus pandemic.25, Although housing insecurity affected communities of color long before COVID-19, the current pandemic continues to exacerbate inequalities. Journal of Health and Social Behavior, 32(4), 357367. The following screens show examples of each of the conditions of eligibility. For details, start with the rental assistance programforyour state, tribe, or localarea. Programs have to make sure they are complying with their own eligibility policies and procedures. Mortality among homeless adults in Boston: Shifts in causes of death over a 15-year period. Beyond moratoriums and court action, invisible or soft evictions continue to occur across the country, with tenants being locked out of their homes56 or having their utilities shut off against local protections,57 which may take a toll on renter confidence in the effectiveness of some legislation. hbbd```b``vA$$,&WaDY0yl'BIB\[A$`9`` L&uEMa`@d(/$>9a"L] O k6 Ct@ :
However, throughout the pandemic, advocates39 have shown that these protections, while essential, have fallen short and that much more emergency action is necessary as need continues to remain high.40, The Coronavirus Aid, Relief, and Economic Security (CARES) Act, which was signed into law in March 2020, provided direly needed housing protections and homeless services aids.41 However, many of these protections and aids have expired, such as unemployment insurance benefit boosts and a moratorium on evictions for federally backed housing. doi: 10.2307/3211288. Is it Costing Their Future?, Kim Parker, Rachel Minkin, and Jesse Bennet, Economic Fallout From COVID-19 Continues To Hit Lower-Income Americans the Hardest, Pew Research Center, September 24, 2020, available at, Zego, May Rent Payment Data Reveals April Trends Have Continued as a Result of COVID-19, May 13, 2020, available at, Morgan Baskin, As Eviction Bans Expire, Renters Turn to Credit Cards, Talk Poverty, July 15, 2020, available at, Matthew Desmond, Unaffordable America: Poverty, Housing, and Eviction,, American Heart Association News, Best way to end homelessness and its health impact? Defining and measuring housing stability. doi: 10.2105/AJPH.2014.301945, Manglik S. (2012). { document.getElementById('search-form').focus(); }, 300);">, https://www.census.gov/content/dam/Census/library/publications/2020/demo/p60-270.pdf, https://reports.nlihc.org/sites/default/files/gap/Gap-Report_2020.pdf, https://civilrights.findlaw.com/discrimination/fair-housing-race-discrimination.html, https://nationalfairhousing.org/wp-content/uploads/2019/10/2019-Trends-Report.pdf, https://nlihc.org/sites/default/files/AG-2017/2017AG_Ch06-S06_Housing-Access-Criminal-Records.pdf, https://www.urban.org/features/exposing-housing-discrimination, https://www.jchs.harvard.edu/cost-burdens-rise-middle-income-households-most-metros, https://www.cbpp.org/research/economy/robust-unemployment-insurance-other-relief-needed-to-mitigate-racial-and-ethnic, https://www.jchs.harvard.edu/ARH_2017_cost_burdens_by_race, http://uli.org/wp-content/uploads/ULI-Documents/ResidentialFuturesII.pdf, https://www.aarp.org/content/dam/aarp/ppi/2019/06/multigenerational-housing.doi.org.10.26419-2Fppi.00071.001.pdf, https://www.pewresearch.org/fact-tank/2018/04/05/a-record-64-million-americans-live-in-multigenerational-households/, https://reports.nlihc.org/sites/default/files/oor/OOR_2020.pdf, https://www.issuelab.org/resources/12818/12818.pdf, https://phys.org/news/2020-02-reveals-gender-racial-disparities-evictions.html, https://digital.lib.washington.edu/researchworks/handle/1773/40705, https://www.cssny.org/news/entry/evictions-and-the-right-to-counsel, https://scholar.harvard.edu/files/mdesmond/files/greenberg_et_al._.pdf, https://www.pewtrusts.org/en/research-and-analysis/blogs/stateline/2019/03/29/a-pileup-of-inequities-why-people-of-color-are-hit-hardest-by-homelessness, https://www.lahsa.org/documents?id=2823-report-and-recommendations-of-the-ad-hoc-committee-on-black-people-experiencing-homelessness, https://c4innovates.com/wp-content/uploads/2019/03/SPARC-Phase-1-Findings-March-2018.pdf, https://nlchp.org/wp-content/uploads/2020/05/Racism-Homelessness-and-COVID-19-Fact-Sheet-_Final_2.pdf, https://www.pewsocialtrends.org/2020/04/21/about-half-of-lower-income-americans-report-household-job-or-wage-loss-due-to-covid-19/, https://americanprogress.org/issues/economy/reports/2020/10/22/492179/shambolic-response-public-health-economic-crisis-women-brink-job-recovery-stalls/, https://americanprogress.org/issues/economy/news/2020/09/28/490702/persistent-black-white-unemployment-gap-built-labor-market/, https://www.npr.org/2020/10/01/918834644/overlooked-asian-american-jobless-rate-surges-but-few-take-notice, https://www.cdc.gov/coronavirus/2019-ncov/covid-data/investigations-discovery/hospitalization-death-by-race-ethnicity.html, https://www.ncsha.org/resource/current-and-expected-rental-shortfall-and-potential-eviction-filings, https://www.nytimes.com/2020/08/21/business/economy/rent-tenants-evictions.html, https://www.pewsocialtrends.org/2020/09/24/economic-fallout-from-covid-19-continues-to-hit-lower-income-americans-the-hardest/, https://www.gozego.com/articles/may-rent-payment-data-reveals-april-trends-have-continued-as-a-result-of-covid-19/, https://talkpoverty.org/2020/07/15/eviction-bans-expire-renters-turn-credit-cards/, https://www.irp.wisc.edu/publications/fastfocus/pdfs/FF22-2015.pdf, https://www.heart.org/en/news/2019/07/16/best-way-to-end-homelessness-and-its-health-impact-prevent-evictions, https://www.chn.org/voices/cdc-agrees-the-national-eviction-crisis-is-a-public-health-emergency/, https://nlihc.org/coronavirus-and-housing-homelessness, https://www.congress.gov/bill/116th-congress/house-bill/748, https://www.congress.gov/bill/116th-congress/house-bill/6800, https://appropriations.house.gov/news/press-releases/house-passes-updated-heroes-act, https://endhomelessness.org/legislation/summary/, https://www.rpc.senate.gov/policy-papers/update-on-the-coronavirus-response-heals-act, https://omar.house.gov/media/press-releases/rep-ilhan-omar-introduces-bill-cancel-all-rent-and-mortgage-payments-during, https://www.congress.gov/bill/116th-congress/house-bill/7301, https://www.cdc.gov/coronavirus/2019-ncov/covid-eviction-declaration.html, https://www.cdc.gov/coronavirus/2019-ncov/downloads/declaration-form.pdf, https://evictionlab.org/shifts-in-eviction-filings-from-cares-act-to-cdc-order/, https://www.npr.org/2020/09/14/911939055/despite-a-new-federal-ban-many-renters-are-still-getting-evicted, https://www.cdc.gov/coronavirus/2019-ncov/downloads/eviction-moratoria-order-faqs.pdf, https://www.nolo.com/legal-encyclopedia/emergency-bans-on-evictions-and-other-tenant-protections-related-to-coronavirus.html, https://www.npr.org/local/305/2020/10/16/924483969/legal-evictions-are-banned-in-d-c-amid-pandemic-but-invisible-ones-are-on-the-rise, https://ithacavoice.com/2020/10/tenants-union-organizes-protest-against-soft-evictions-citing-local-landlords/, https://journalistsresource.org/studies/society/housing/evictions-physical-financial-mental-health/, https://www.lexingtonlaw.com/blog/negative-items/how-long-does-eviction-stay-on-your-record.html, https://news.cornell.edu/stories/2016/11/eviction-cause-not-just-condition-poverty, https://www.law.nyu.edu/sites/default/files/upload_documents/evictions_collinson_reed.pdf, https://endhomelessness.org/state-of-homelessness-a-look-at-race-and-ethnicity/?gclid=Cj0KCQjw8rT8BRCbARIsALWiOvQq3ueA3e7tAQ8TzMt7pjQH4rRjliu7rjXeWNuYggliz_97aaWwfxAaAtAGEALw_wcB, https://nlchp.org/wp-content/uploads/2019/02/No_Safe_Place.pdf, https://www.icphusa.org/wp-content/uploads/2015/09/Effects-of-Homelessness.pdf, https://www.cdc.gov/phlp/publications/topic/resources/resources-homelessness.html, https://nlchp.org/wp-content/uploads/2018/10/ProtectTenants2018.pdf, https://www.researchgate.net/publication/325718729_Anti-Homeless_Ordinances_in_American_Cities, https://academic.oup.com/socpro/article-abstract/67/1/131/5422958, https://www.huduser.gov/portal/sites/default/files/pdf/2017-AHAR-Part-2.pdf, https://www.usich.gov/resources/uploads/asset_library/Expert_Panel_on_Homelessness_among_American_Indians%2C_Alaska_Natives%2C_and_Native_Hawaiians.pdf, https://endhomelessness.org/wp-content/uploads/2019/07/3rd-Demo-Brief-Race.pdf, https://nlchp.org/wp-content/uploads/2018/10/No_Safe_Place_Advocacy_Manual.pdf, https://www.cdc.gov/coronavirus/2019-ncov/community/homeless-shelters/unsheltered-homelessness.html#prevention, https://dcist.com/story/20/10/15/dc-full-encampment-cleanups-against-cdc-guidance-homelessness/, https://www.streetsensemedia.org/article/dc-coronavirus-homeless-encampment-sweep/#.X5hqkEJKh-U, https://www.sacbee.com/news/local/article241725021.html, https://khn.org/news/sweeps-of-homeless-camps-run-counter-to-covid-guidance-and-pile-on-health-risks/, https://www.tandfonline.com/doi/abs/10.1080/10530789.2020.1763573, https://breatheact.org/wp-content/uploads/2020/09/Section-3-The-BREATHE-Act-Summary.pdf, https://endhomelessness.org/wp-content/uploads/2020/04/COVID-Framework-4.29.2020-1.pdf, https://www.whitehouse.gov/presidential-actions/executive-order-combating-race-sex-stereotyping/, https://www.councilofnonprofits.org/trends-policy-issues/the-executive-order-combating-race-and-sex-stereotyping, https://www.justice.gov/crt/fair-housing-act-1, https://nationalfairhousing.org/affirmatively-furthering-fair-housing/, https://americanprogress.org/issues/race/reports/2016/12/15/294374/the-united-states-history-of-segregated-housing-continues-to-limit-affordable-housing/, https://www.allianceforhousingjustice.org/post/understanding-affh, https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3662736, https://www.tenantresourcecenter.org/eviction, https://www.urban.org/sites/default/files/publication/101991/getting-landlords-and-tenants-to-talk_3.pdf, https://www.nlc.org/article/2020/08/07/long-term-approaches-to-preventing-evictions-now-and-beyond-covid-19/, https://americanprogress.org/issues/poverty/reports/2019/10/02/475263/right-counsel-right-fighting-chance/, https://www.cssny.org/news/entry/right-to-counsel-and-stronger-rent-laws-helped-reduce-evictions-in-2019, https://marycheh.com/release/eviction-record-sealing-authority-amendment-act-of-2019/, https://lims.dccouncil.us/Legislation/B23-0940, https://dcist.com/story/19/06/19/d-c-council-considers-bill-to-seal-eviction-records/, http://onlinelibrary.wiley.com/doi/10.1111/j.1747-4469.2008.00092.x/abstract, http://www.reentryandhousing.org/barriers-to-housing, https://www.jchs.harvard.edu/sites/default/files/Harvard_JCHS_Americas_Rental_Housing_2020.pdf, https://next50.urban.org/article/using-housing-fight-discrimination-against-people-disabilities, https://tcf.org/content/facts/understanding-exclusionary-zoning-impact-concentrated-poverty/, https://www.census.gov/data/experimental-data-products/household-pulse-survey.html, Prioritizing community partnerships in developing and implementing solutions, Protecting equity initiatives and adequately funding programs, Repealing collateral consequences and statutory barriers to obtaining and maintaining secure housing, Increasing the supply of affordable, accessible housing that meets the needs of a diverse range of households, Jessica Semega and others, Income and Poverty in the United States: 2019 (Washington: U.S. Census Bureau, 2020), available at, Andrew Aurand and others, The Gap: A Shortage of Affordable Homes (Washington: National Low Income Housing Coalition, 2020), available at, FindLaw, Fair Housing: Race Discrimination, available at, Lindsay Augustine and others, Defending Against Unprecedented Attacks on Fair Housing: 2019 Fair Housing Trends Report (Washington: National Fair Housing Alliance, 2019), available at, Elayne Weiss, Housing Access for People with Criminal Records (Washington: National Low Income Housing Coalition, 2017), available at, Urban Institute, Exposing Housing Discrimination, available at, Joint Center for Housing Studies of Harvard University, Cost Burdens Rise for Middle-Income Households in Most Metros, available at, Chad Stone, Robust Unemployment Insurance, Other Relief Needed to Mitigate Racial and Ethnic Unemployment Disparities (Washington: Center on Budget and Policy Priorities, 2020), available at, Joint Center for Housing Studies of Harvard University, Renter Cost Burdens By Race and Ethnicity (1B), available at, Lynn M. Ross, Residential Futures II: Thought-Provoking Ideas on Whats Next for Multigenerational Housing and Intergenerational Communities (Washington: Urban Land Institute, 2014), available at, Shannon Guzman and Jennifer Skow, Multigenerational Housing on the Rise, Fueled by Economic and Social Changes (Washington: AARP Public Policy Institute, 2019), available at, DVera Cohn and Jeffrey S. Passel, A record 64 million Americans live in multigenerational households, Pew Research Center, April 5, 2018, available at, Andrew Aurand and others, Out of Reach: The High Cost of Housing (Washington: National Low Income Housing Coalition, 2020), available at, Paul Taylor and others, Fighting Poverty in a Tough Economy, Americans Move in with Their Relatives (Washington: Pew Research Center, 2011), available at, Kim Eckart, Study reveals gender, racial disparities in evictions, Phys.org, February 11, 2020, available at, Timothy A. Thomas, Forced Out: Race, Market, and Neighborhood Dynamics of Evictions (Seattle, WA: University of Washington, 2017), available at, Thomas J.